Terms of Service

Last updated: May 15, 2025

1. Educational Guidance Only

HōMI provides educational guidance only. We are not a lender, broker, bank, credit bureau, or financial advisor.

2. HōMI Score

The HōMI Score is a readiness signal (0-100) based on self-reported information. It does not guarantee any outcome.

3. User Responsibilities

You are responsible for the accuracy of information you provide. Consult qualified professionals before making major financial decisions.

4. Limitation of Liability

HōMI Technologies LLC is not liable for decisions made based on information provided through our platform.