01 · Employers
A benefit people can trust
A private readiness scanner, Threshold Compass, and action path for employees; participation and aggregate movement for benefit leaders.
See the employee experience →B2B2C decision intelligence
Readiness infrastructure for people-facing organizations.
Give every person a private Decision Companion. Give your organization aggregate readiness signals. Keep individual answers out of the transaction funnel.
Outcomes, not transactions
Most financial-wellness benefits are measured by engagement: logins, clicks, accounts opened. HōMI measures something different — whether your people are actually more ready to make their next major decision than they were before. Readiness is the outcome. Transactions are not the goal.
A team that understands its own readiness makes fewer decisions it regrets. Fewer regretted decisions means less financial stress carried into the workday — and that shows up in retention, focus, and trust in the benefits you offer.
One intelligence layer. Three delivery models.
Built to meet the person through the organization they already trust.
The Decision Readiness Score stays personal. Organization surfaces stay aggregated. Integration surfaces stay explicit and auditable.
02 · Partners
A readiness layer for your ecosystem
Invite people into a neutral decision process, understand aggregate readiness, and preserve the boundary between education and recommendation.
Explore partner delivery →03 · Developers + agents
An inspectable intelligence surface
Build from canonical routes, tool definitions, agent levels, and product boundaries through HōMI’s public, agent-readable architecture feed.
Inspect the architecture feed →What your people get
A private readiness score
Individual results stay individual. Employers see participation and aggregate trends — never a single person’s answers.
A Decision Companion
Conversations that help employees see their own situation clearly before a major purchase, a career change, or a move.
No transaction pressure
HōMI does not take commissions or referral fees, and it has no product to push. The benefit works for your employees because nothing HōMI earns depends on what they decide.
Already exploring a rollout?
Whether you’re a benefits partner or an employee looking into what your company offers, here’s where to go next.
Bring readiness to your team.
Tell us a bit about your organization and we’ll follow up with next steps.