Pricing
Our revenue comes from subscriptions, not transactions.
Free
Start with the truth. No card required.
- Full 45-question assessment — same engine, bands, and hard stops
- Protective verdict and Path — same quality as paid.
- Results, Path, and Money
- Educational tools
Plus
For anyone actively building toward readiness.
- Everything in Free
- Verdict in your companion's voice (Steady, Clarity, or Horizon).
- Verdict history
Pro
Everything in Plus.
- Everything in Plus
- Higher daily ask-about-this-verdict limits.
Family
Two people. One compass.
- Everything in Pro for two people
- The slower-person pillar sets the pace
- One compass for both
No commissions. No referral fees. Your subscription price doesn’t change based on what you decide.
Questions
Why do you charge at all if you’re not selling a transaction?
Someone has to pay for an honest voice to exist. We charge a subscription rather than taking commissions, so what HōMI earns doesn’t depend on what you decide.
What happens if HōMI tells me DO NOT PROCEED?
You still keep your report, your plan, and access to the tools. DO NOT PROCEED comes with a map for what to build first — it’s not a wall, it’s a starting line.
Can I cancel anytime?
Yes. There’s no lock-in and no retention maze. Cancel from your account settings whenever you want; you keep access through the end of the billing period.
Do you sell my financial data?
No. Never. See our privacy policy for the full detail, but the short version is: your data is yours, and it isn’t for sale.
Is HōMI financial advice?
No. HōMI is a Decision Companion: educational guidance only. It helps you see your own situation clearly — it doesn’t recommend products, and it isn’t a substitute for a licensed advisor.