Money · lens

Down Payment Goal

How long it will actually take to hit your down payment target, given what you have saved and what you're realistically able to set aside each month.

Educational estimates only — not financial, tax, mortgage, or investment advice.

Target home price$400,000

Target down payment %20%

Already saved$15,000

Monthly contribution$800

Savings APY4%

Saves these as your planning numbers so the other tools — and your HōMI — start from the same place. Nothing here changes your assessment.

Goal

$80,000

Remaining

$65,000

Time to goal

5y 9mo

Estimated: June 2032

Growth curve